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Termination of insurance and subscriptions

Termination of insurance and subscriptions

Cancel all your contracts in Switzerland before your departure to avoid unnecessary costs.

When leaving Switzerland, you must terminate numerous contracts: LAMal health insurance, household and liability insurance, telephone and internet subscription, public transport, electricity, Serafe fees, gym, etc. Each contract has its own termination conditions and notice. Forgetting just one contract can result in bills for months after you leave.

What's Included

  • Complete inventory of all your Swiss contracts
  • Writing and sending termination letters
  • Compliance with notices and contractual conditions
  • Tracking termination confirmations
  • Advice on possible reimbursements (pro-rata LAMal premiums, etc.)

Steps and Timeline

1

Inventory

We list all of your Swiss contracts and subscriptions with the termination conditions for each.

2

Terminations

We draft and send all termination letters in the required form (recommended if necessary).

3

Follow up

We check that each termination has been confirmed and that the latest invoices are in order.

Common Mistakes

  • Forgetting to cancel LAMal health insurance – disaffiliation requires proof of departure
  • Do not check termination notices (some contracts have a 3 month notice period)
  • Canceling the bank account before receiving all refunds
  • Forget the Serafe license fee (radio-TV) — it continues automatically

Related Services

Service Lease Termination in Switzerland Service End-of-Lease Cleaning in Switzerland

Frequently Asked Questions

When should I cancel my LAMal health insurance?
As soon as you have a confirmed departure date, send the termination to your health insurance with proof of unsubscription from the municipality. Termination takes effect on the date of your official departure from Switzerland. Premiums paid in advance are refunded pro rata.
Can I cancel my subscriptions before the end of the contract period?
In the event of departure from Switzerland, most suppliers (telecom, gym) accept early termination upon presentation of proof of moving abroad. Some contracts provide for early termination fees. We negotiate the best conditions for you.

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