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Moving to Zurich

Moving to Zurich

The largest city in Switzerland: financial center, technological hub and exceptional quality of life.

Zurich is the economic locomotive of Switzerland. With its banks, insurance companies, tech startups and the headquarters of Google Europe, the city attracts talent from all over the world. But Zurich is also a remarkable living environment: crystal clear lake, mountains an hour away, picturesque old town and vibrant cultural scene.

The counterpart is one of the highest costs of living in the world and an extremely tight rental market. The housing vacancy rate is less than 1%. Our support gives you a decisive advantage to settle in in the best conditions.

Zurich, economic capital of Switzerland

With more than 436,000 inhabitants and an urban area of ​​1.4 million people, Zurich is the largest city in Switzerland and its main economic engine. The city regularly ranks in the top 3 cities offering the best quality of life in the world (Mercer, Monocle). It alone accounts for nearly 20% of the national GDP.

Zurich is home to major banks (UBS, Swiss Re, Zurich Insurance), tech giants (Google, Microsoft, IBM Research), and a thriving startup ecosystem powered by ETH Zurich, one of the world's top technical universities. The fintech and cybersecurity sector has experienced particularly strong growth since 2020.

The city is also a major cultural hub: the Opera, the Kunsthaus, the Swiss National Museum and a vibrant alternative scene in the Kreis 4 and Kreis 5 districts make Zurich a leading cultural metropolis.

The best neighborhoods to settle in Zurich

The choice of neighborhood in Zurich depends on your lifestyle, your budget and your workplace. Here is an overview of the neighborhoods most popular with expatriates.

Seefeld (Kreis 8)

An upscale neighborhood on the banks of Lake Zurich, Seefeld is popular with wealthy families and international executives. There are gourmet restaurants, designer boutiques and direct access to the lake baths (Strandbad Tiefenbrunnen). Rents for a 3.5 room apartment range between CHF 2,800 and CHF 4,200.

Wiedikon (Kreis 3)

A district in full gentrification, Wiedikon offers a good compromise between lively urban life and still relatively affordable rents. Idaplatz is the trendy heart of the district with its cafes and markets. Count CHF 2,200 to CHF 3,000 for a 3.5 room apartment.

Oerlikon (Kreis 11)

A former converted industrial district, Oerlikon has seen new housing and modern infrastructure flourish. Well served by the S-Bahn and tram, it is a pragmatic choice for families with rents 20 to 30% lower than the city center, i.e. CHF 2,000 to CHF 2,700 for a 3.5 room apartment.

Enge and Wollishofen (Kreis 2)

Quiet residential areas by the lake, south of the center. Enge offers quick access to the central station and Bahnhofstrasse. Families appreciate green spaces and quality schools. Rent: CHF 2,500 to CHF 3,500 for a 3.5 room apartment.

Cost of living in Zurich

Zurich is one of the most expensive cities in the world, but salaries are correspondingly high. The median salary in the canton of Zurich is around CHF 7,800 gross per month. Here is an overview of the main expenditure items for a household.

Expenditure itemAverage monthly cost
Rent 3.5 rooms (center)CHF 2,600 — 3,800
Rent 3.5 rooms (outskirts)CHF 1,800 — 2,500
Health insurance (adult)CHF 380 — 520
Public transport (monthly pass zone 110)CHF 87
Power supply (torque)CHF 800 — 1,200
Nursery (full time)CHF 2,200 — 2,800
Internet + mobileCHF 100 — 150
Meals at the restaurantCHF 25 — 45

Transport and mobility in Zurich

Zurich's public transport network (ZVV) is considered one of the best in the world. It includes the S-Bahn (regional trains), 15 tram lines, more than 60 bus lines and boats on the lake. Punctuality exceeds 97% and frequency is high, with trams every 5 to 10 minutes during the day.

The monthly subscription for zone 110 (city of Zurich) costs CHF 87. The AG (general subscription) at CHF 3,860 per year gives access to the entire Swiss network. The half-fare (CHF 185/year) halves the price of all tickets.

The city is investing heavily in cycling infrastructure. Bike sharing (Züri Velo) is available across the city. As for cars, parking in the center is limited and expensive (CHF 3 to 5 per hour). Zurich Airport (ZRH) can be reached in 10 minutes by direct train from the main station.

Quality of life and integration in Zurich

Zurich offers an exceptional living environment: the lake is swimmable in summer (more than 30 free public baths), the Alps can be reached in an hour, and the city has more than 50 museums and galleries. Bahnhofstrasse is one of the most prestigious shopping avenues in Europe.

Social integration involves learning Swiss-German (Züridütsch). Although English is widely used in the professional environment, daily life takes place in the Alemannic dialect. The municipality of Zurich offers subsidized German courses for new residents.

The city is extremely safe (crime rates among the lowest in Europe), clean and well organized. Families benefit from a dense network of nurseries, quality public schools and varied sporting and cultural activities. The unemployment rate in the canton is approximately 2.3%.

Highlights

Global Financial Center

Zurich is home to the headquarters of UBS, Credit Suisse, Swiss Re and many private banks. The finance-insurance sector remains the city's largest employer.

Technology hub

ETH Zurich (federal polytechnic), Google, IBM Research and a dynamic startup ecosystem make Zurich a leading tech hub in Europe.

Exceptional quality of life

Regularly ranked among the most liveable cities in the world, Zurich offers exemplary security, impeccable public transport and quick access to nature.

Rich cultural life

Opera, Kunsthaus, alternative scene at Kreis 4 and 5, summer festivals on the lake. Zurich surprises with its cultural diversity and lively nightlife.

Settling in Zurich

Population
436,000 (conurbation: 1.4 million)
Language
German (Züridütsch / Schweizerdeutsch)
Canton
Zurich (ZH)
Taxation
Moderate cantonal tax rate
Average Rent
CHF 2,600 — 3,800 for a 3-4 room apartment
Transport
ZVV (S-Bahn, tram, bus). Dense and punctual network.
Airport
Zurich Airport (ZRH) — 10 min by train from the center

Frequently Asked Questions

Is it possible to live in Zurich without speaking German?
Yes, especially in the international professional environment and tech. English is very widespread in businesses and services. However, daily life (administration, neighborhood, shopping) takes place in Swiss-German. Learning the basics of German will considerably facilitate your integration.
What are the best neighborhoods for families in Zurich?
Seefeld and Riesbach (Kreis 8) for the lake, Witikon and Hottingen (Kreis 7) for calm and greenery, Oerlikon and Schwamendingen (Kreis 11-12) for more accessible rents. Outlying communities like Kilchberg, Thalwil or Küsnacht offer a family-friendly environment with fast S-Bahn connections.
How much should you budget for living in Zurich?
For a couple without children, count on CHF 7,000 to 9,000 per month (rent + charges + insurance + food + transport). With children, add CHF 2,000 to 3,000 for the crèche and activities. Zurich salaries are among the highest in Switzerland, which partly offsets the cost of living.

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